PAYMENTS OF LATE TO PAY PAL CREDIT

icu7a7
Contributor
Contributor

WHEN I WANT TO PAY SOMETHING TO PAY PAL CREDIT, I USUALLY ALWAYS TAKE IT FROM MY PAY PAL CREDIT - THAT IS, WHAT'S IN MY ACCOUNT WAITING FOR ME TO TRANSFER TO MY BANK. BUT, OF LATE THIS HASN'T BEEN THE CASE. I HAD SAY $150.00 IN MY PAY PAL ACCOUNT AS A CREDIT. I DIDN'T WANT TO SEND ANY OF IT "YET" TO MY CHECKING ACCOUNT. I DID, HOWEVER WANT TO PAY SOMETHING ON WHAT I OWE PAY PAL, AND I SELECTED HOW MUCH TO BE TAKEN FROM "PAY PAL" CREDIT (WHICH WOULD LOWER WHAT I HAD REMAINING IN THEIR AS A CREDIT). BUT, TO MY SURPRISE PAY PAL TOOK THE $100.00 FROM MY CHECKING ACCOUNT DESPITE MY INDICATING THAT I WANTED IT TO BE TAKEN FROM MY CREDIT BALANCE. THIS HAS HAPPENED TO ME 3 OR 4 TIMES AND IT HAS MESSED UP MY CHECKING ACCOUNT.

 

ANOTHER MATTER: I PURCHASE A WEEK AGO A LAPTOP COMPUTER ON THE NO INTEREST 24 MONTHS SPECIAL - I THINK THE LAPTOP COST ROUGHLY BETWEEN 1200.00 AND 1300.00. TO DATE, I HAVE NOT RECEIVED THIS LAPTOP. ALL COMMUNICATIONS SENT TO THE SELLER BY MYSELF HAVE NOT BEEN ANSWERED, AND NO SHIPPING INFORMATION HAS BEEN LEFT FOR ME TO NOTE ON THE SALE IN EBAY. I HAVE UNTIL THE 25TH (TOMORROW) TO FILE A CLAIM. THIS SELLER HAS MY MONEY, I HAVE NO LAPTOP, AND THIS SPECIAL 24 MONTH NO INTEREST DEAL IS OVER.

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DPCreations
Frequent Advisor
Frequent Advisor

PayPal Credit is not like a credit card; you cannot use PPC just want you want to use it.  Each potential purchase will be evaluated for qualifications. You will have the option when all qualifictions are met. PayPal Credit will then go through a secondary review to evaluate risks and PayPal has the authority to change the funding source due to risk.  So make sure you have sufficient backup funding available elsewhere.

If youhave an issue with a current purchase and can't resolve with seller the file a dispute with PayPal.

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