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since ‎Dec-19-2019
ceri-baker
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Re: Paypal Buyer Protection compared to Visa or Ma...

by ceri-baker in Disputes and Limitations Archives
‎Dec-19-2019 01:43 PM
‎Dec-19-2019 01:43 PM
I agree Caveat Emptor, buyer beware. If something appears to good to be true, then it probably is. Past experience with credit card companies is that they favour the buyer and will refund the buyer and recover automatically from the account of the seller and do not require comfirmed return of goods where it is rather apparent fraud has been committed. Hence credit cards do seem a much safer way of paying for goods than the Paypal buyer protection which does seem rather weak. ... View more

Paypal Buyer Protection compared to Visa or Master...

by ceri-baker in Disputes and Limitations Archives
‎Dec-19-2019 01:32 PM
‎Dec-19-2019 01:32 PM
The paypal buyer protection seems worthless when compared to using a credit card. Scammers from China sell goods that they do not have and ship a totally different product with little value. If the value of the purchase is only around US$25, then it can cost more to return the product to China with no guarantees that even if the product is returned that a full refund will be forthcoming. The seller also repeatedly then requires return to different addresses in China that may or may not exist different to the address where the goods are shipped from again just to cloud the whole affair. How does Paypal stop these scammers from deliberately advertising goods they do not have and getting away with shipping totally unrelated products. In the USA or Europe, what they are doing is fraud and obtaining monies by deception which is a criminal offence, yet in China it appears that this is a standard business practise. At least with credit card protection, credit card companies vet the seller before they are allowed to accept credit cards. ... View more
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