Interesting...I rarely have a need for PayPal but work as a consultant for one company that pays me that way. It's a very small amount that's sent only twice a year, so I use it pretty quickly when I get it to avoid forgetting it's even there. I logged in recently because I had returned something I purchased using my PP balance, and it showed a 22 cent negative balance! WTH? Not only was there more than enough in the paypal balance account, but I have my bank account and a credit card linked as well. Paypal's site clearly states that if you do not have enough funds available for a purchase (which I did, but that's not the point), it will use one of your backup methods. No matter what, a negative balance of 22 cents should not be possible. Furthermore, the statement in my account is that they noted suspicious activity on the bank account that is linked. Ummm...no you didn't. Are you monitoring my personal bank account now? I have a fraud alert on ALL my accounts and believe me, I will know of anything suspicious well before PayPal does. I also double checked the account and the only place with anything fishy going on is here in PayPal. I have not been asked for my SSN, but they want me to upload a photo ID and a bank statement. Crazy, since they already have my SSN on file from when I first joined many years ago. Being able to load these documents in no way confirms that I am who I say I am. They have no idea what I look like so how will a photo ID help them? Want to video chat? I'll smile and hold up my driver's license for the same 5 seconds a Walmart cashier needs to ID me. You don't need my bank statement; my account is already linked. I can literally remove all the money from my bank account with just my driver's license. That's enough. I'm fine not using the paypal balance feature anymore. My only concern now is that I had a return and it most likely will be money credited back to that feature, instead of to my bank account. Might just have to let that go.
... View more
