I have both Chime and PayPal Cash Card. I started with PayPal Cash Card, but found that PayPal keeps a blacklist of websites they deem insecure and will not process a transaction from. Some that have declined are established businesses that should not have an issue. (I would assume the PayPal business card has similar restrictions but not for sure.) This didn’t work for me because the reason I have a card at all is that I do almost all of my spending online. I can link PayPal to Chime so that if my PayPal balance is short it will pay the balance from Chime. However this is not reciprocal. It seems ridiculous until I realized that with the current set up PayPal makes money on any transaction that is not paid with a PayPal balance (i.e. any financial source other than direct draft from your bank). I have not found a way to transfer from Chime to PayPal that does not incur a charge.
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