Yeah I wouldn’t engage with ARL at all. PayPal never responded to my question about them. Best to login to your PayPal account and just resolve your balance when you can.
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Same. It's odd that PayPal didn't just email me directly, and instead engaged a debt collector (assuming they're legitimate). As soon as I received the message I checked my balance and it was indeed negative, so I paid it immediately. I've asked PayPal what's up. This sort of thing screws up peoples credit rating 😕
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