This is now my #1 reason to NOT use PayPal. If someone steals my phone, all my bank apps are locked by password authentication or biometric authentication IN ADDITION TO the phone lock. That's how I want it. But if someone steals my phone and opens PayPal, they can immediately use as much $ as is available in all my linked accounts, unless I continually remember to constantly turn this feature off. If this ever actually occurs for me, I will likely permanently abandon the PayPal platform in favor of alternatives.
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