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since ‎May-12-2010
TonyD
TonyD
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Re: paypal keeping funds

by TonyD in eBay and PayPal (Archive)
‎May-12-2010 10:11 AM
‎May-12-2010 10:11 AM
So many of you are exactly right. It's not just holding funds from people who have sold stuff, but everytime I make a transfer of funds into my Pay Pal account from my bank account, so I can purchase items without a credit card, they hold that transfer for 5 days. They say it's because it takes that long for the transaction to clear my bank, but my bank clears the transaction the next day. The longer they can hold all of our funds...the more they get to participate in legallized kiting of funds from one bank to another to gain massive amounts of...you guessed it...........interest on our money. Just like any other big corporation that we probably will end up bailing out. All of us buyers and sellers using Pay Pal just lend our money interest free to Pay Pal to make money with it. It's sad and unfortunately what we agreed to in fine print when we started our pay pal accounts. Ah yes, the greed of America alive and well. At least, unlike most banks Pay Pal isn't stealing money from us. I'll get every dime of my transfer in 5 days. A bank would try to figure out how to retain at least 5% of that transfer. Ooops perhaps I shouldn't have planted that idea into Pay Pals greedy little head. ... View more
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