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since ‎May-14-2011
staceyk
staceyk Contributor
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Latest Contributions by staceyk
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  • Latest Contributions by staceyk

Re: Seller protection and information about claims

by staceyk Contributor in About Protections (Archive)
‎Dec-06-2013 11:00 AM
‎Dec-06-2013 11:00 AM
And now, they have closed my case again. I've spent $40 to send the saddle for additional evaluation, as there is evidence it is internally damaged in addition to the external damage.   They can't hold the case open for five days? Seven days? for a $2000 amount?   FWIW, I am a freelance writer and social media consultant -- an account of my experience will soon be posted on horsenation (100K readership), The Chronicle of the Horse (70K readership), and my own blog which gets 55K hits per month -- http://www.behindthebitblog.com/2013/12/update-ebay-part-v-let-seller-beware.html   This story is receiving more comments than any other story I have ever posted.   Paypal may not care but I am hoping to educate others about the risks that sellers assume when they use Ebay and Paypal. ... View more

Re: Seller protection and information about claims

by staceyk Contributor in About Protections (Archive)
‎Dec-06-2013 10:51 AM
‎Dec-06-2013 10:51 AM
My buyer waited 23 days to claim damage. When the saddle was returned to me, the extent of th damage was a shock. The damage could have been seen six feet away -- why would they have waited 23 days to file a claim??? The only sensible answer is, it was damage they CAUSED -- And the only thing between them and a full refund was documentation that there WAS damage (easy enuf!)    Although I took photos of the condition of the saddle prior to mailing, they were not admissible.   As a seller, I am wondering how I could have protected myself from this? By allowing returns? Heck, they would have just returned a damaged saddle, and I would be in the same boat.   Stupidly, I thought that a fifteen year history with Paypal would trump these first time ebayers. Nope.   I need to know these rules -- or are we not privy to them?         ... View more

Seller protection and information about claims

by staceyk Contributor in About Protections (Archive)
‎Dec-06-2013 07:35 AM
‎Dec-06-2013 07:35 AM
I am a 15 year member of Paypal with a good track record and no disputes as buyer or seller. In October I sold a  $2000 saddle in excellent condition. The buyers filed a SNAD claim after it was in their posession for 23 days. We both provided evidence, but I was shocked to learn of the things that are inadmissable and my lack of access to evidence from the buyer.    The fact is, the buyers damaged the saddle -- and I can't prove it with evidence (photos) that will be accepted by Paypal. I have lost $2000 to first time buyers on Ebay. The buyers abused the protection program. I can't prove it but that is what happened. I am on my second appeal.    Where does Paypal publish the "rules" of the claims process, where photos are not admissible, and only documents on letterhead are admissible (this worked in my favor, but it was by luck that my evidence arrived on letterhead)?    COuld someone summarize the policies and practices in reviewing claims? What evidence do I need to collect beforehand to protect myself from fraudulent claims? I have photos that are date-stamped very close to the date of sale, and photos the night I received my damaged saddle.   This has been a nightmare, and it will cost me $1,0000 to fix this saddle assuming it can be fixed.      ... View more

Goodbye Paypal -- no seller protection

by staceyk Contributor in My Feedback for PayPal (Archive)
‎Nov-27-2013 04:24 AM
‎Nov-27-2013 04:24 AM
Dea Paypal, After behing wtih Paypal for over ten years and effecting probably 15K in transactions, I am closing my account. I have a perfect record in Ebay (500 transactions, 100% happy buyers) -- and then I sold to someone who was a first-time ebay buyer and apparently irresponsible, or dishonest, or both. They took advantage of the 45 day claim option, on day 24, and claimed the 2K item was defective. They are lying. Period. I provided my documentation (from the manufacturer and a saddle fitter that worked on my saddle and stated the "defects" are part of the design of the saddle, and they provided a hand written document from a saddle consignment shop sales rep with no saddle fitting credentials. And they won.    I'm fearful of the condition my saddle will arrive in, and they effectively got a one month trial of my saddle --during that atime they could have done anything to the saddle -- which is unheard of in the saddle sales world. Anything could have happened.   You have lost a good customer in order to support and line the pockets of a first time Ebay user who did everything the wrong way.     ... View more

*Seller* protection

by staceyk Contributor in My Feedback for PayPal (Archive)
‎Nov-16-2013 04:05 AM
‎Nov-16-2013 04:05 AM
As an ebay  member with almost 500 transactions and 100% positive feedback, I have always had good experiences on Ebay. Among other things I buy and sell high end saddles (personal, not a business). In October I sold a saddle that I have personally owned since it was new, and cared for myself. It worried me a little that the buyer was making their first transaction on Ebay, asked no questions, and purchased through Buy it Now. Saddles of this type are highly customized and must fit both the horse and rider, and I do not accept returns, so this behavior was both  unusual and troubling -- but they did pay, and we exchanged email messages briefly to arrange shipping.   No contact with me since.   On Nov. 14, a dispute was filed with Paypal and they claim the saddle is defective "internally and externally."  Without waiting for the dispute to be decided on, it *appears* they have returned the saddle to me -- I got a Paypal notice of a return, but with no tracking number. Paypal cannot tell me what that means, but one rep told me, unbelievably, that if I get my saddle back, why would I keep the money? The answer is, because I'm terrified that in three weeks they damaged the saddle.    I'm horrified that someone can have such an expensive item for so long, with no communication, and get their money back (which, judging from this forum and other information, seems possible if not likely). I KNOW the saddle was in excellent condition, and that there were no defects. I rode in it last year and competed in regional competitions, and rode it in this year up to the point of sale. It received regular maintenance by a qualified fitter.   If it is damaged, I  *suspect* they tried to have the tree adjusted and they damaged, OR they dropped it or damaged it in some way. Some saddles are not at all adjustable, some fully adjustable, and some can move up or down a tree size, but this saddle is only minimally adjustable, which I would have told them had they asked.  If you adjust it more than a cm or so, you risk   breaking or damaging the tree. These people bought the saddle no questions asked and I fear that that when it did not fit the rider, or the horse, they tried to adjust the tree.   So where is MY protection for this expensive item? I have heard through this forum and on an equestrian forum that Paypal generally sides with the buyer in these cases, and I'm devastated. I held the money for about ten days in my banking account, but after three weeks I spent it (my dad got sick and I had to fly home -- $1500!). I was so thankful I had the money at that time, but now there is a hold on it, and I don't have the funds to cover it.   I'm so angry, and so disappointed, to learn that my saddle is not protected. In the world of saddle sales, a trial is usually 4-7 days. Too much can happen to these delicate items to permit someone a longer trial, and Paypal buyers have FORTY-FIVE days to use/abuse the item, and still return it! That is crazy. These buyers had it for nearly a month, and I did not have the chance to experience the chronology of their problems, which would have given me confidence that they are at least telling the truth. Had they called me as soon as they experienced a problem or had a question -- this would be a different story.   I currently have a $6,000 saddle for sale on Ebay. I don't know for sure whether Paypal will stand by me -- but if I'm made to take this saddle back, and refund the money, this will be my last saddle transaction on Ebay and my last high end transaction on Paypal.   The unfairness of this situation has me very distraught. Thank you for listening. ... View more
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