I have received the error code for around 6 months and have tried on several occasions over that time. I didn't pay off my previous loan early and my sales are not on eBay. My sales have increased and I've had one dispute which was settled in my favour so there seems to be no obvious reason at all. I spoke to PayPal and they recommended I keep trying for a couple of weeks and if no success to seek funding elsewhere. So that is what I did.
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