Seems like Paypal Credit is a joke. 1) Hardly anyone accepts it- most who accept Paypal WON'T accept Paypal Credit. 2) Paypal Credit can't be used to fund your regular Paypal account so that in the VERY likely event you can't use credit you can't use your credit to still purchase what you want. 3) Lowers your credit score with a hard credit inquiry but won't help raise your score as your payment and account status are not reported to credit agencies. My suggestion- cancel or don't apply for Paypal Credit. Even better cancel all your Paypal accounts and just get a debit/credit card for your online purchases.
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