The reason why you cannot link your Bluebird routing and account number is because you can only use it to put money in, not take money out. In otber words.. Its only for direct deposit. Bluebird will not allow you to use the account or the account number like a "traditional bank account" such as transferring funds, paying with checking account, etc. Your account and routing is only used strictly for direct deposit. I know this because I tried paying my electric bill with my bluebird account and routing number, like paying paying with a checking account, and my payment bounced a few days later. This happened to me 2 or 3 times before I learned why my payment kept getting denied. One of the many unfortunates of using bluebird, American Express, and prepaid cards.
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