I think this is an excellent question--mostly because I have the same question! In the past, I have always made deposits to my bank account to cover Paypal purchases. I never knew that I should "Add Funds" to Paypal after depositing money in the bank, and I have never done that. Paypal transactions always showed up on my bank statements as INST XFER's. No problem. I just checked my Paypal account online and my balance is quite low. With all the fees that Paypal charges, I am reluctant to start using the "Add Funds" from my bank feature, even though it LOOKS as though there is no fee for doing that. Since I can't be sure, I think I'll just keep doing things the way I have been. So, is there any advantage or disadvantage to using "Add Funds" versus letting Paypal take the money directly from your bank account?
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