Can confirm this works! Set up a pin and had a text message come in to verify. Then I just went to Home Depot, checked out with Paypal and it asked for my 10 digit code (or something to that effect) - which is just my phone number. Then it asked for the pin I set up in the app. It charged it to my Paypal Credit and then emailed me an exact receipt. I thought it was very well put together.
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