I have been getting this same error code for weeks! I paid off my first loan early thinking I could reapply for another, and then I get error code 643. I have tried calling both PayPal and Paypal Working Capital and no one can tell me what "holds" there are on my account because there aren't any! I had one case of having my ebay account hacked several months ago that resulted in a few unauthorized paypal purchases, but no one can even verify if this perhaps is the reason for the limitation and the loan being denied. Would be nice if customer service had answers.
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