I received a payment of over $4,000 which cleared immediately to my suprise. I then began using the funds like any reasonable person would assume you could. Two days later I receive a payment for $1,100 which sends a security alert on my account and freezes not only the new 1100 but the remaining balance from the 4000. The first Rep says I see the problem I'm lifting the security alert - nope transaction declined. The next Rep explains it can't be lifted just wait 24-48 hours. All the while each rep is saying your funds are available. But every transaction is denied, no atm withdraw, can't pay a bill online, even a pack of cigarettes at the gas station - Declined. Even though every rep said the card should still swipe because the funds are available. Being denied publicly at the ATM and cash register is quite embarrassing. Not to mention today was my wife's birthday which I planned to take her shopping. Good thing I attempted to withdraw cash and got embarrassed by myself. Imagine us standing at the mall getting declined because I have available PayPal funds which aren't usable. No email to notify me. No phone call. No holds on the account. No reserve issues. Just available funds that can't be accessed. Explain how this works? Becuase the PayPal explanation of You attempted to withdraw your available funds too soon so it's a security flag.............. Why make it available and the penalize me for using it? Lastly why no call, text, or email? Do they really need the small amount of interest that money will accumulate?
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