I perform a freelance service where I offer digital art commissions. They pay 50% of the total before I begin. I make the art. I show them a watermarked version. They send the other half of the payment. I e-mail the file of the art. I require this down payment for my time in case my client decides to flake, rendering my hours of work wasted. I recently decided to use PayPal to perform this service. When a client sent a down-payment, it came to my attention that PayPal wanted to hold my money for 21 days unless I confirmed that the good was shipped and received. Obviously there's nothing to be shipped. It's a down payment. And digital art can't be shipped regardless. What is the best way to handle a digital art commission service to avoid these 21 day holds? What about handeling down payments? I also want to add that I don't use eBay at all and never have. Thanks in advance.
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