I think the "eBay non-performer" is a general term they used to code funds in their system. I process paymentsfor my business via PayPal and they have labelled my last several transactions in the same manner. Even though I have had an account with them for a while, I am not consistent with using it. Luckily, each time, I take the steps to mark my services completed and received which cuts the hold to 7 days, but its still frustrating to have your money in limbo. Also, if you are willing to ask your client to respond to a PayPal generated email confirming that they have received the goods and services and are happy with them, then I think it cuts down the wait for funds availability to 3 days. From speaking with the customer service rep, it's a security measure to insure the paying party has received the services or goods. Honestly, I think it was created for ebay users, but has carried over to all transactions.
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