I am with you, you can go to some backwoods cafe and use an ATM to buy some coffee and by the time you get home that night that debit is against the funds available. Lastw eek I requested a cancellation of a pruchase on 7th and got a refund on the 8th and yesterday saw an email tellign em I has cash, when I went to PoorPal I saw a whats this link and it said being held for business days (exact wording) and today its goen from PPAL and not in AMEX. I think they all have a loan of our money from 48 horus to up to 5 days and not a thing we can do about it. Only way to play this game is not play the game at all. 2 cents.
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