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since ‎Feb-14-2016
Cosmoterran
Cosmoterran Contributor
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Latest Contributions by Cosmoterran
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  • Latest Contributions by Cosmoterran

Re: Unable to Resolve all issues in "Begin limitat...

by Cosmoterran Contributor in My Feedback for PayPal (Archive)
‎Jun-08-2016 02:26 PM
‎Jun-08-2016 02:26 PM
I understand your frustration, having just gone through a similar experience myself. Does the PayPal Credit number take a long time for you, or just the PayPal line? As you saw in my post, PayPal Credit responded instantly and quickly resolved my account limitation, whereas I waited for hours on the PayPal line and never received a response. ... View more

Re: Difficulty Resolving Account Limitation

by Cosmoterran Contributor in About Protections (Archive)
‎Jun-08-2016 08:00 AM
‎Jun-08-2016 08:00 AM
LOL! You are correct. I edited my post to correct the error. The main PayPal number begins with 888, but the PayPal Credit number doesn't.  ... View more

Re: Difficulty Resolving Account Limitation

by Cosmoterran Contributor in About Protections (Archive)
‎Jun-07-2016 03:09 PM
‎Jun-07-2016 03:09 PM
Amazing! After waiting two hours yesterday and forty minutes today on the main line, I noticed the 1-866-528-3733 number for the PayPal Credit helpline posted by a moderator in another thread, and tried that. I did not have to wait at all, and the first person who answered transferred me to someone who was able to restore my account in five minutes, an astounding difference from three hours wasted on the main line. Both of them spoke perfect English and had no difficulty understanding my request, either. I give the PayPal helpline a 0/10 and the PayPal Credit helpline a 10/10! For anyone not getting through on the main line, try the PayPal Credit line!  ... View more

Re: Difficulty Resolving Account Limitation

by Cosmoterran Contributor in About Protections (Archive)
‎Jun-07-2016 02:37 PM
‎Jun-07-2016 02:37 PM
I emailed PayPal yesterday and they did not respond within 24 hours as they said they would, so I emailed them again. I'm also calling the helpline again, though I doubt I'll be able to speak to anyone since I waited two hours yesterday and was not acknowledged, which is ridiculous. Roughly how long do you think the resolution process will take? Days? Weeks? I have an eBay purchase I need to pay for and was planning to use PayPal Credit. I've never had a problem with PayPal before, but now I don't know if my case is even being actively reviewed. The charges still have not appeared for me to verify (and there's no indication of where I would go to verify them, anyway). I could submit any required information (Social Security number, scan of my identification, et cetera) right away if I would simply be acknowledged.  ... View more

Re: Difficulty Resolving Account Limitation

by Cosmoterran Contributor in About Protections (Archive)
‎Jun-07-2016 08:10 AM
‎Jun-07-2016 08:10 AM
No, I don't see the microcharges yet.  ... View more

Difficulty Resolving Account Limitation

by Cosmoterran Contributor in About Protections (Archive)
‎Jun-07-2016 04:29 AM
‎Jun-07-2016 04:29 AM
Yesterday, I wanted to determine the highest amount I can send in a personal transaction, so I entered various amounts, alternating between high and low, to try to determine the exact number. After clicking "Continue" at around $800-$1200 (curiously, the amount varied) I noticed the site would either stop loading or tell me the process couldn't be completed. I did this probably around twenty times without once completing the process, since I didn't need to send money to anyone and was just curious.    I didn't realize this would be seen as suspicious activity since I wasn't actually sending any money, but after the last time I clicked "Continue," the site said my account was limited, and that I needed to 1) verify the two credit cards on my account, and 2) confirm my identity. I completed the second instruction via text, and it's listed as being complete. However, despite entering my credit card details multiple times per card, the first step stills shows as "awaiting response." The site says small withdrawals will be made and that I'll have to confirm them, but I haven't seen any yet. When should I expect them? I would like to resolve this today. I spent two hours on hold on the helpline yesterday, with no answer.    ... View more

Re: How Long Will a PayPal Credit Purchase Be Pend...

by Cosmoterran Contributor in About Products (Archive)
‎Feb-16-2016 10:46 AM
‎Feb-16-2016 10:46 AM
The site says I have six months to pay on purchases made by 31 March, not that I have to pay by 31 March. I just wonder what the terms will be after 31 March.  ... View more

Re: How Long Will a PayPal Credit Purchase Be Pend...

by Cosmoterran Contributor in About Products (Archive)
‎Feb-15-2016 09:28 PM
1 Kudo
‎Feb-15-2016 09:28 PM
1 Kudo
This page says: "Enjoy No Payments and No Interest if paid in full in 6 months on purchases of $99 or more when you checkout with PayPal and choose PayPal Credit.   Interest will be charged to your account from the posting date (which is usually within a few days after the purchase date) if the purchase balance is not paid in full within 6 months. Offer valid on purchases made by March 31, 2016." Apparently, this is a promotional offer, since it expires next month, but I've found references of this offer going back years, so I guess it's periodically available, or else is for new members only.  I guess monthly payments are normally required?  ... View more

Re: How Long Will a PayPal Credit Purchase Be Pend...

by Cosmoterran Contributor in About Products (Archive)
‎Feb-15-2016 03:33 PM
‎Feb-15-2016 03:33 PM
Will money transfer automatically from my PayPal balance to PayPal Credit on the due date? Do you know why the six-month no payment option expires on 31 March? Thanks for the assistance.  ... View more

Re: How Long Will a PayPal Credit Purchase Be Pend...

by Cosmoterran Contributor in About Products (Archive)
‎Feb-15-2016 09:52 AM
‎Feb-15-2016 09:52 AM
Yes, the eBay purchase completed. The payment is still pending through PayPal Credit as of this morning. I received a robocall from the PayPal fraud prevention department asking me to press 1 to confirm I authorized the transaction, which I did. I assume the statement will appear later today or this week. I found another post on the forum from 2014 by JasmineM saying I'll receive a monthly statement, but the due amount will be zero for the first six months because of the promotional offer.    Will I be able to begin making payments once I receive the first monthly statement, though? A commenter on another site said the option to begin paying doesn't appear until the month before it's due, although I can call to specially request to pay early. Is this true, and how exactly would I do this? I would prefer to begin making payments before the fifth month. ... View more
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