I believe it is a conspiracy for pay pal to either force subscribers to provide information on their bank account or to subscribe to a pay pal credit card. Reading some of the community forum issues that members have, it is wide spread. I suggest all the users who have the same issue to contact as many merchants they deal with to quit using pay pal as a means of getting payment since it frustrates and limits the consumers who are forced to use pay pal and go even further and write a letter to your congress person to have them investigate how pay pal is limiting your options to conduct business under a guise of "providing security".
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