PayPal Community

I’m glad that in your case it was legit. In most of these cases, people do not have their CHASE (it’s always Chase) checking accounts connected in any way to their PayPal accounts. I didn’t. I had just opened my Chase checking account and had no activity (of my own) in it yet when it happened to me. I had no debit card for the account, had never written a check and had no online activity. Just the initial opening deposit. These PayPal transactions went on for 6 months before I noticed because I wasn’t checking the account because I k ew I wasn’t using it. I did get all my money back, but it was a long and hard struggle. ... View more

Did it come straight out of your Chase account? It always seems to be Chase. You can recover the funds from PayPal, but you have to work closely with your bank. First, contact PayPal and establish a fraud file with number. That is key. Identify ALL the fraudulent charges. I got some of my money back right away from Chase, then had to recover the rest from PayPal (thru Chase) because of the amount of time that had occurred from the first charge until now. This happened to me over the span of 6 months with charges totaling over $3000 total. Don’t hate on me for not noticing earlier, it was an account I had opened just 3 months previously with Chase and has not used since initial deposit. I didn’t even have a debit card for this account. I also never connected my PayPal account to this account. So, I have no idea how someone got the account information. I suspect, it has something to do with how Chase assigns their account numbers or they have a leak somewhere. It is always Chase accounts and it is (almost) always the same PayPal ID. Chase will act like they have no idea what this ID is, but I am sure they are quite aware of it. No idea why it can’t just be blocked. ... View more

Has anyone else had fraud charges from the ID PAYPALSI77 to any other bank account than Chase? Just curious. I did dispute this with PayPal and I did recover all my funds. Wasn’t necessarily straight forward. Chase had to initiate the request from PayPal, which they did once they realized they (Chase) wasn’t being asked to reimburse me, that the money was being paid by PayPal. ... View more

I had many charges from PAYPALSI77, a couple from PAYPALEC88 and one from PAYPALSD22 ACH directly from my Chase checking account in the span of just over 4 months.  I called PAYPAL and they opened a case nbr and said if they determined it to be fraudulent (which we both knew they were) I would have my funds credited to me in 10-15 days.   So, I waited.  Heard nothing and called back.   PayPal said that it was fraudulent and that I was due that money, but that my bank had to request an ACH pullback.   I do have a PayPal account, but it is in no way attached to my Chase checking account.  It is and always has been attached to my Discover Card. I don’t have a Chase debit card or ATM card, the Chase account was less than 6 months old when the first fraudulent activity hit it and I had written only 4 checks on the account.  I feel confident that my bank can recover the funds from PayPal, but disappointed that PayPal couldn’t send them to me themselves.  I really don’t feel this had anything to do with MY PayPal account at all.   People (online) keep saying they are going to cancel their PayPal accounts, but I noticed most of the time this is happening as ACH transactions against CHASE bank accounts.  Perhaps the problem is with a Chase?  Has anyone had this problem with a bank account other than Chase?  ... View more