I am experiencing the same issue as the OP mentions in the very first post (missing link for paying by credit card). As far as I know this has only happened to 1 of my customers, who does not have a paypal account. However, her partner does - could it be that a user would not see this if they had an existing account or if they had a cookie from a previously logged in session? I am running a Wordpress site with Woocommerce plugin.
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