How can I reliably predict what an item will cost me if I use my Paypal debit card to order a product over the phone from UK? xe says exchange rate is 1.49xxx GBP to USD. The exchange rate according to paypal for sending money to another paypal user is 1 GBP = $1.54...what accounts for the difference in rates and is this the same rate I would use when calculating how much a purchase overseas in GBP will wind up costing me in USD? Be nice if I know before I pay.
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