PayPal credit are a disgraceful under hand merchant and should be given a wide birth. They have effectively stolen money from me and charged me £72 interest, further more they won't even answer the phone to discuss this. I've been on the phone to them exactly 1 hour 25 mins! I purchased a phone last year from a company called Gearbest( Nov), the phone was faulty upon receipt and had to be returned, upon PayPal request. I funded the the tracked mail at a cost of £17, took photographic evidence in the post office and saved my proof of postage. The item arrived back in China on the 1st Jan 18 ( was clearly shown on Royal Mail tracking service). However I've spent countless hours on the phone, battling my case, uploading photographic evidence and proof of post, only to be told I've lost my case and also been charged £72 interest( the balance for the phone was paid back in Nov, so shouldn't have occurred any charges). I use the PayPal credit service a lot and always pay on time and don't accrue any interest- maybe that's where I'm going wrong. I'm disgusted - effectively PayPal have assisted in fraud and have allowed a phone company to totally rip me off. They've got their phone and their money. Avoid at all cost, I wouldn't recommend and I shall certainly will be taking the matter further - my friend is a business lawyer. How many more innocent people have you ripped off PayPal?
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