In these days of electronic funds transfer (EFT), there is practically no delay in transferring money out of my bank account when I am buying things. Why should there be a delay in transferring money the other way? In the old days of cheques and paper money transfer, it was down to the postal service which caused a delay. It isn't necessary. To take up to 30 days for a recharge back into my account is not acceptable business practise. As for your second comment, I did not ask you to reply to me, and your reply was facetious. Please don't thank me for pointing this out to you.
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