Dear Amanda You're kind of missing the point and not answering the questions. I know I can get the money before 21 days. Thank the Lord I can. But it's not as straight forward as you think it is. Especially when you are playing with money that sellers, and I'm going out on a limb here, need. Plus. Buyers don't know about this rule, they get hassled by sellers and sellers get left high and dry whilst Paypal sits on their money. Example: The first time this happened to me I sold a reasonably priced item specifically to have money for Christmas. The item was delivered before Christmas day however the buyer had know idea about the payment pending rule and (although was perfectly happy with the item especially as I had busted a gut to get it to her before Christmas day) didn't leave + feedback immediately. Am not sure how you can say it gives Buyers confidence when they don't even know about it. I then had to send emails to her to ask for + feedback. She didn't understand what I was going on about as the funds had left her account and ignored my emails. Where's the sellers' protection? Waiting 21days?. I had to send three emails (almost harassing, which is not a good way to get +feedback) asking if she was happy and if she could be kind enough to leave feedback if she was to release the funds. This concluded about two weeks into January. I didn't get the money I needed for Christmas which in turn meant direct debits being missed and me incurring bank charges after I had provided a perfect transaction, made extra special effort to deliver an item before Christmas. So in short what reward did I get for using Paypal to make a, as you put it, "successful transaction"? £90/$140 charges from my bank, more than halving the value of my sale. Paypal however got their fees and sat on the buyer's/seller's money for nearly three weeks for a more than perfect transaction. How is that a "successful transaction" or "helps to manage costs effectively for everyone"? My long winded point being it isn't as smooth-and-rosy-and-everybody's-happy as you think. Buyers aren't always able to leave immediate + feedback. Not all buyers know their money is being held. Seller's could have perfectly legitimate reasons that may cause the buyer (not all buyers are perfect you know) to not leave positive feedback so the 21 day rule kicks in. I have had to email my most recent buyer to tell them I can't mail until I get their money or other funds. They agreed that had I specified up front not to bother with Paypal they would have been perfectly happy to do a bank transfer direct to me,BEFORE they received the item. Cheers
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