Just upgrade your account to Premium or Business and get the PayPal Debit Mastercard (NOT a prepaid card!). It has zero monthly charges and no transaction charges. Then add your bank account as the default funding method. Then you can use this debit card for anything and you don't have to add funds to your card cause it will just pull what it needs from your bank account. Then you never need to deal with pre-paid cards again or the fees associated with them. The only thing you would need to have the funds actually in your PayPal account for would be to take out money at an ATM, but if you are transferring funds you obviously have a account you can use at an ATM. You can also add funds from your bank account it just takes 3-5 days to process but is uneeded if you have the debit card & your bank account attached. And as an added bonus if you use the PayPal Debit Mastercard for any purchases as a credit card (signature transaction) you get 1% cash back on every purchase. I use this card for everything including bill payments and I receive approximately $30 cash back a month. It's possible that the person you spoke to from PayPal thought you meant this PayPal Debit card and not the pre-paid ones. You should not have to file a court case to get back $4.95. You should just ask to speak with a supervisor or higher and they will likely work out a refund or some kind of compensation. You will pay more in filing fees for small claims court then getting back $4.95 and it's entirely possible that the Judge will through the cash out for such a small amount, to them it's a waste of time.
... View more
