DO NOT USE IT!, I should have just used my credit card (which I pay off in full on the due date) and I would have gotten reward points from my credit card. I will pay off the BML amount, but will be out the points/rewards. If you do not have the money in the bank, do not put it on credit. Credit only for home loan, and perhaps auto loan, the rest, uless it is an emergency, you really don't need it, your hot water heater going out is an emergency, a new pair of shoes is not. Live within your means, and live happy, sure it's nice to have all the new stuff, but think, "can I do with last years (cell tecnology, iPad, computer, etc)" can I wait until I've saved enough money for it, yes I can!
... View more
