Not sure if I'm too late but its bad don't use it they live off the interest charges and will try to get it from you any way possible. Honestly I don't why how eBay would align themselves with Bill Me Later its just such a scammy system. I'm sure we can all agree that PayPal was a good aquisition, but BML is like the Cousin Vinny of them... And if you don't believe me, just look at all the problems people have by viewing all the crap PayPal_Nicole has had to respond to: https://www.paypal-community.com/t5/forums/recentpostspage/user-id/4752104/post-type/message
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