Hello, After you link your credit card or bank account, then you ask for the money to be transferred from the account to your paypal, and after that it should tell you just how many business days it takes before the transaction can be completed. It may take a few days just to O.K. the credit card alone, and then another few days to process the money, The amount of time for a credit card as apposed to a bank account may be different, as I am not sure, but they should tell you with each transaction you make just how long it will be to complete it. Hope this helps. PEACE
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