Hi Paypal, I have two account linked with paypal, one is checking account and the other one is credit account. When I make purchase, paypal says it can switch to credit account if my checking account has not sufficient funding. But the result is that the two purchase with paypal I made on Jan 14, 2013 charged my checking account event it didn't have sufficient funding, which makes me lost 70$ overdraft fee. The problem is, the checking account has instant transfer connection with paypal. While the bank will not decline any instant transfer even there is not sufficient funding. So the second funding resource method proposed by paypal is not working and misleading. I want my 70$ back. Unless this problem is solved, I will not use paypal forever, and tell my every friend about it. Yours disappointed, Customer
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