There are other credit card processors to consider, if PayPal does not fit your needs for specific needs like a phone order, look into Square, PayAnywhere or Quicken. All have different fee structures and agreements to consider and they do require personal info and bank accounts. The card rate is higher for manual input as you cannot swipe however, it works great. Note, card rates are always higher for manual inputs. We use Square for phone orders, very easy to use.
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