I've made several withdrawals since PayPal introduced Faster Payments. Some appear in my bank account within seconds... others get the "We are pending this for 24 hours for security reasons". There seems to be no rhyme nor reason as to why some get the 24 hour treatment, and yet others are fine. My suspicions are that this has nothing to do with security, it's down to the number of transactions PayPal can action over the Faster Payments network... or maybe they get charged if they do more than 'x' transactions per hour? Or, as someone else worked out; "Paypal processes over $80bn a year — which is £200m a working day. The UK is only a portion of that, but three days worth is a lot of cash to find if everyone withdraws their balance daily. By implementing a “security step” taking just less than 24hrs they save themselves £200m". If this is true, then you can see why they'd do this - they can't afford to come out and say it because people would be fuming, but it makes logical sense. Hence I think the whole security thing is complete B.S.
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