I had a run in on this same date with an INF charge in my account caused by Paypal. I guess it was my misunderstanding? But the bank account I have attached to paypal isn't one I keep money in anymore. I OK'd a $10 charge to restock a gift card and hit OK as per usual when it said "draw funds from xxx04 bank or Mastercard if there are not enough funds". I assumed it would look over, see there wasnt enough and use my credit card. Well... I was wrong! I guess they tried to withdraw, it was INSF, and my bank hit me with a $42.50 charge!! Ridiculous!!! I thought I was covered with this "either/or" option. I am not happy! I'm not sure what to do.
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