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since ‎Jan-29-2012
LINYbob
LINYbob Contributor
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Re: How can a minor open a fake BML account?????

by LINYbob Contributor in Bill Me Later (Archive)
‎Jan-30-2012 03:59 PM
‎Jan-30-2012 03:59 PM
Incredibly he used a random 4 digit number as the SSN and a birthdate which was his month, day, and my year. He doesn't even remember what 4 digit number he used. I can't believe this outfit is happy to use only a 4 digit SSN. That means every 10,000 people there is duplication. Why does the US Govt use 9 digits and these people say 4 is enough.   Yes I could take the stuff to the police station but I have a feeling they wouldn't do anything.   I know he is totally wrong, but these people are adults running a company and at the very least they should run  a credit check before extending an unlimited line of credit to just anyone. ... View more

Re: Age limit on PayPal bill me later

by LINYbob Contributor in Bill Me Later (Archive)
‎Jan-29-2012 05:41 PM
1 Kudo
‎Jan-29-2012 05:41 PM
1 Kudo
BML is essentially offering you a line of credit. You must be of legal age to sign a contract which is what a line of credit basically is. As a minor they can not come after you for not paying as you are not old enough in the eyes of the law to sign a contract. So if they did give you an account, they could not come after you!!   Interestingly I have the opposite problem. My much younger teenage son was able to set up a BML account using a false SSN # and false birthday. He just randomly came up with 4 digits for the SSN and put down a date way in the past and their system took it! I am trying desperately to contact someone at BML to explain to me how he could do this and to shut this down, but no one is too interested - I am not getting any responses from BML to my inquiries.   I guess you should just do as he did and then run up the bills. As a minor they legally can't come after you!  ... View more

How can a minor open a fake BML account?????

by LINYbob Contributor in Bill Me Later (Archive)
‎Jan-29-2012 02:12 PM
‎Jan-29-2012 02:12 PM
I just found out that my son, 14 years old, opehned a BML account using a random 4 digits SSN, and a random birthdate. He subsequently was able to buy nearly $2,000 in goods on eBay.   I can not contact anyone at BML.   I have contacted one vendor who has not yet shipped goods. Hopefully that order will be cancelled.   One other vendor has already shipped and apparently gotten paid by BML and is uninterested in getting the item back. He is not answering my emails.   Where is the money to pay the vendors coming from? My kid does not have any bank accounts with money in them. How can BML let an underage kid with no credit rating or money agree to a contract and open an account? They obviously did NO checking of any kind.   As a parent, I have come down hard on him for doing this, but don't know what to do with the goods. Do I send them back even though he bought from "no refunds" vendors and the vendors don't want the goods back? What do I do???? What will happen? Like I said, I can't get in contact with anyone at BML who can help with this.   And my son can't even remember which random 4 digits he used as a SSN. Incredible....                 ... View more
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