Up until about a year ago I had excellent credit and I had had a bank account for over 20 years. The economey took a big dump and so did my credit. I was ALWAYS overdrawn so I closed my bank account and went to using only a prepaid debt card. It works for me. I have been with Pay Pal for at least 1 years as a buyer and seller. It annoys me that they will not resend me their "Pay Pal Debit Mastercard" because I don't have a bank account to verify it with. If they require verification for all transactions I will have quit using them as well. I think they need to reconsider the verification process. It does not appear to be something that needs to be required since all of us have been with Pay Pal for years. I feel that should be verification enough. I hope Pay Pal reconsiders this process.
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