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since ‎Mar-17-2011
Country: United States
Type: Personal
gustavus
gustavus Contributor
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Latest Contributions by gustavus
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Re: 12, 18, 24, 36 month payments at 0% interest

by gustavus Contributor in Products & Services Archives
‎Jun-04-2021 07:50 AM
3 Kudos
‎Jun-04-2021 07:50 AM
3 Kudos
It’s actually the vendor or seller that determines if they are participating in the PayPal 0% interest program. Their checkout system will provide the options available to you. ... View more

Pay Pal Credit - never missed a payment, but major...

by gustavus Contributor in PayPal Basics Archives
‎Apr-28-2021 01:41 PM
‎Apr-28-2021 01:41 PM
Had auto pay set up for 20 April. Did not receive a confirmation by the 21st that the payment occurred and worried that I would end up paying the deferred interest if there was an issue, so I: 1) Made a manual payment 2) Cancelled auto pay so that there would be only one payment. Turns out that the auto pay actually occurred, so there were two payments! I called Synchrony (who supposedly manages Paypal Credit) and they say they are sending a refund check to reimburse for the double payment. That's all great - but although the refund shows up on Paypal mobile, it does not show on the Paypal internet website. My monthly payment has increased by 30% and the minimum "payment to avoid interest" has doubled.   the Dispute system does not recognize these types of transactions as "disputable". How can I resolve this issue? Who do I call. Is there someone at Synchrony that can see all of this on their own computer screen. Any help or advice will be appreciated!   ... View more
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Re: is paypal scamming us with PAD

by gustavus Contributor in About Payments (Archive)
‎Sep-15-2014 12:24 PM
1 Kudo
‎Sep-15-2014 12:24 PM
1 Kudo
This may a member-to-member help forum, but there is precious little you can do to help - maybe you can offer a shoulder to cry on. PayPal arbitrarily activated the PAD option on a recent purchase I made. I normally pay via credit card instantly.  They paid the vendor (OK), but will charge my bank account in 14 days. I WANT TO USE MY CREDIT CARD AND PAY NOW.  I went through the "HELP" processs, talked to some guy (Chris) in a foriegn country and he said nothing could be done. That's bull. PayPal still has 13 days to reverse the payment source. They simply refuse to do it.. My answer from Chris was "Sorry, Sir, nothing can be done."    That's really great customer service - but typical, I believe.  Can anyone here help me? ... View more
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