IT IS A SCAM LADIES AND GENTLEMEN!!!!!! IT DOES BENEFIT FOR REFUNDS AND CUSTOMER SATISFACTION HOWEVER THEIR ARE MILLIONS OF DOLLARS BEING WITHHELD WORLD WIDE BY PAPAL AND THEY RECEIVE INTEREST FOR HOLDING OUR MONEY AND THEIR COVER IT UP BY CLAIMING A COUPLE OF BENEFITS... WHY DON'T WE EARN THE INTEREST??????? I'VE HAD A REVOLVING $1000 IN MY PAPAL FOR ABOUT THREE MONTHS WITH NO INTEREST..... SO WHO GETS THE INTEREST???? THEY DO!!!
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