PayPal does NOT protect me as a seller. Nor as a buyer. A buyer on eBay decided, 3 months after receiving a doll she bought from me, that the item was either damaged or not as described (I was never told which it is). She had her bank issue a chargeback, which is now a negative amount in my account. She never told me that there was anything wrong, and if there was, why did she wait 3 months to do something about it? She just wants something for nothing. So I bear the burden of having the ngeative balance in my PayPal account, and now, because her bank has charged PayPal a fee, the fee has been charged to my account, so I Have a higher negative balance. Why didn't they charge the fee to the person who started teh chargeback? As a buyer I have never been protected by PayPal either. One seller's items got lost in USPS and because there was a delivery confirmation proving the MY POST OFFICE had received it, I was not able t get my money back ($120). So no, PayPal does NOT protect me.
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