Hi, so today i made two purchases on eBay. One for $4 and the other for $85 (bought a new phone and a new battery to go with it). As usual, i used my chase premier checking bank account to fund the purchase. I know for a fact that there is more than enough money in the account. I use my debit card from the same account as a back up funding source because i do not have a credit card, but the checking account itself does have overdraft protection, so i'm safe even if the account is empty. Anyway, i made these two purchases and received an email from both paypal and ebay stating that the items were paid for. the usual. the problem i'm having is that both transactions show as "complete" in paypal, while the $4 purchase shows "complete" and even shipped in ebay, but the $85 purchase shows up as pending (awaiting payment) in ebay. What confuses me even more is that my bank account does not show any transaction at all. No money was withdrawn. I called customer service and explained this to the rep. I was told something along the lines of "when you make an instant transfer purchase, the funds are fronted by paypal and given to the seller, and then paypal is reimbursed when your bank clears the payment in 3-5 business days." I understand this, as i have done this many times before, but that is not what's happening in this case. He also looked at my account and told me that the transaction showed that the funds were deducted from my bank account even though i know they weren't. Nothing makes any sense at this point, can someone explain to me what's going on?
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