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Thanks for the explanation and no it was not through e-bay but rather through a for rent by owner vacation rental site. ... View more

So, it sounds like although a Fee was paid with my transaction because it was marked business rather than personal, I still have no protection since the money was to rent a vacation condo. Real estate is excluded from protection. I am assuming that rental real estate is the same as real estate purchase. In conclusion it seems that the only way to protect myself is with a credit card and that going through paypal, under this circumstance, costs a fee for which I get nothing in return. Is this correct..??? ... View more

Yes, it was the seller who wanted me to mark it personal. Apparently there is no fee if it's personal and there is a fee if it's business. Since a fee was payed does that make the transaction safer for me..??? I am new to pay pal and I am just trying to understand the system better. ... View more