I do lots of instant transfers and never had a problem until this week. When I called PayPal and complained about the "Instant Transfer" on Friday that has not arrived as of Monday, the PayPal rep informed me that "Instant Transfer" just means PayPal will PROCESS your transfer immediately, but they don't guarantee your bank will RECEIVE it immediately (or apparently, at all). Oh, my bad, when I see something advertised as "Instant Transfer" and I pay an extra fee for it because I'm just dumb enough to assume it means exactly what it says. And guess what? If it doesn't show up, PayPal won't even open an investigation into it for 10 days. They have it all figured out, don't they? Why don't they call it INSTANT PROCESS (since that's really what it is) instead of "Instant Transfer"? Because they know exactly what they are doing to get that little bit of fee out of you, and Instant Transfer sounds exactly like something you want and need even though that isn't what's happening.
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