@DPCreations wrote: With 3 months of "dings" on your credit report, it implies you had three moenths of issues with Syncrony bank. What were those issues? The three dings were identical $35, $35, $35 Have you looked at your credit report to analyze the details? thirty days late, 60 late, 90 late, and closed account. No communication whatsoever with Synchrony Bank until I rec. statement Sat. When you are declined credit, the company is required to give you a copy of the report, but you must ask for it. It seems like some research and investigation is needed.
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