you might want to try changing some of your account settings for your pp debit card. I have one, and I use it for all of my everyday purchase, just for the cashback. I have mine set for my checking account for back-up, and a limit of $600 per transaction. I don't always have a positive pp balance.(Usually the balance says 00.) I have never had a problem with my card being denied, because of my 0 pp balance. It always just draws from my bank. But whenever I use my card, it takes from my available funds first, then the rest from my checking. Always swipe it as a credit card, though. Also, if you don't have a positive pp balance, it won't let you withdraw cash from ATM's. Did this help? I don't post on here, usually just surf the forums. But I had the same questions as you when I first got my pp card. It was very frustrating to have all of these questions, and not be able to find the answers anywhere.
... View more
