Pay Pal **bleep**! If you reach your spending limit you have to get verified one of two ways. Give them your bank information or get a credit card. I chose to get the Master Card, My Bad. Any purchases I made on eBay went straight to the card without my even activating it. When I canceled the card I became unverified and again hit my spending limit. The APR of the Ebay Master cards is much higher then the card I normally use, which is the reason I refuse to keep it and the fact that charges were made on it without my knowledge or even activating the card again proved that banking information is not only unsafe with pay Pal but subject to whatever terms and conditions they put in the fine print of there agreement. My opinion is that they are just a bunch of thief's with a legal way of steeling your money and if you allow them access to your bank information it could be the biggest mistake you ever make. Direct deposit works both ways, they can also make withdrawals and possibly without your knowledge. My opinion is that if a seller will not take credit cards I will not do business with them or eBay. At least with a credit card you can dispute a charge, if you give them your bank information your **bleep**ed. They can remove money from your account and obviously do it without your knowledge. Then it's up to you and your bank to figure out what happened. At least with a credit card you can dispute a charge and not pay that portion of the bill. Think about it, They just want to control your accounts and have the ability to manipulate you finances.
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