I need to buy something from a private individual. The amount that I need to pay him is $4000. I have a checking account and a credit card linked to my paypal account. I don't have that much money in my checking account so would like to pay via credit card that's on file. My question is will I or the other person get charged any fees? (I WILL NOT be using gift option. This is for goods) Do I get full protection just in case the other person does not send the items, etc? (just little worried since I don't know the other guy) There won't be any invoices, just a simple one way payment and the shipment of the items from the other party.
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