I also /just/ ran into this problem as well. Recently my fiancee and I just opened a joint bank account and closed out our older ones. Though we both have different ebay accounts, we both only have the one bank account now which, to my dismay, just caused us this headache. Where is the solution indeed! You are not alone with this problem obviously and while paypal doesn't seem close to correcting this, they also can not give a valid reason for making this so darned hard. I refuse to open a second account or a savings account to have a temporary fix to this situation because it's such a waste of time. Come on paypal, people do share their money and spend from the same pool of available cash. Certainly some of you do this as well.
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