Adrian - The real issue here is that people want their credit cards to be their default payment method, and paypal stubbornly refuses to let their clients set their own preferences. Yes, you can pay by credit card instead, but I at least, resent having to make the same change every single time i use paypal, and getting that doubly annoying "you're sure you want to do that" prompt. Paypal has become a lot less user friendly over time. I'm starting to use my credit card directly for ebay purchases
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