Well my advice to you is to go do some research or at least read the previous posts. There is no simple way to get Paypal to change their reserve policy. If you are going for legal action, be prepared to go through such a hassle, that may or not make your business worse, due to all the money, time, and dedication that will be required. Just ask yourself if it is worth it to go through all the troubles of legal action toward Paypal. If it was that easy, then it would have been done because this rolling reserve policy is not anything new. Take the advice of many, and just leave paypal as soon as possible. The longer you wait, the more money they will hold from you. I personally left Paypal after 2 days of signing up with Payments Pro. I instead just offer regular Paypal Payments Standard on the website for people who feel more comfortable with Paypal. As for Credit Card payments, just go with an actual Mercant Providor such as Authorize.net, Quickbooks, or the many others that are offered out there.
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