This is the workaround. I log into the phone app. At home screen click on left upper corner's 3-bars icon. Scroll down to "Pay Later" and click on it. Scroll down to "shop where Pay Later isnt offered" and click on " get Started in that section. Verify your ID (mine reqs fingerprint). Click on "Get started " at the bottom. Enter amount. wait for the approval. a new online card will show. Now copy the info into your shopping's site checkout fields and Voila!!!! (Amazon will ask you to "add new card").
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